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<center><table id="bodyTable" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; background-color: #f3f4f5;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center" bgcolor="#f3f4f5"><tbody><tr><td id="bodyCell" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; border-top: 0;" align="center" valign="top" width="100%" height="100%"><table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td id="templatePreheader" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #ffffff; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 8px; padding-bottom: 8px;" align="center" valign="top" bgcolor="#ffffff"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="preheaderContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #656565; font-family: Helvetica; font-size: 12px; line-height: 150%; padding: 0px 18px 9px; text-align: center;" align="center" valign="top"><em>"How wonderful it is that nobody need wait a single moment<br /> before starting to improve the world." -Anne Frank</em><br /> <strong><a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #656565; font-weight: bold; text-decoration: none;" href="{WEBSITE:14}" target="_blank" rel="noopener">FIND A HOME</a> <span style="font-size: 18px;">| </span> <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #656565; font-weight: bold; text-decoration: none;" href="{ABOUT:31}" target="_blank" rel="noopener">ABOUT</a> <span style="font-size: 18px;">|</span> <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #656565; font-weight: bold; text-decoration: none;" href="mailto:{EMAIL:16}?subject=I'd%20like%20to%20set%20an%20appointment&body=%3CPlease%20include%20details%20about%20what%20you'd%20like%20to%20discuss.%20(You%20can%20also%20call%20or%20text%20me%20now.)%3E" target="_blank" rel="noopener">APPOINTMENT</a></strong></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateHeader" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f3f4f5; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 6px; padding-bottom: 6px;" align="center" valign="top" bgcolor="#f3f4f5"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="headerContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; 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margin: 0; line-height: 1.3; vertical-align: middle;" valign="middle"><h1 style="display: block; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 100%; letter-spacing: normal; margin: 0; text-align: left;"><strong><span style="color: #222; font-family: arial, helvetica neue, helvetica, sans-serif;">{TITLE:10}</span></strong></h1><div style="text-align: left;"><span style="color: #222; font-family: arial, helvetica neue, helvetica, sans-serif; font-size: 15px;"><strong>{OWNERFIRST:4} {OWNERLAST:11}<br /> {PHONE:15}</strong><br /> <em>{COMPANY:17}</em> </span></div></td><td class="hide-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-size: 1px; line-height: 1px;" width="1"> </td><td class="stack-col col-logo center-mobile pad-mobile logo-mobile-hide" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 5px 15px 5px 0; margin: 0; text-align: center;" align="center" valign="middle"><img class="mcnImage" style="vertical-align: bottom; display: block; border: 0; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 125px; height: auto;" src="{LOGO:8}" alt="LOGO" width="125" align="center" /></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateBody" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #ffffff; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 10px; padding-bottom: 0px;" align="center" valign="top" bgcolor="#ffffff"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="bodyContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: center;">In this Month's Issue...</h2><div style="text-align: center;">What would you name your home?<br /> Real estate news...Spring Update<br /> <strong>Nobody's afraid of 6% mortgages anymore</strong><br /> Should you buy a house? A simple decision tree<br /> An "Irish" Real Estate Joke<br /> <strong>Do anti-inflammation diets have any real effect?</strong><br /> Moving to broken floor plans instead of open floor plans<br /> A useless experiment you can try right now, just for fun<br /> Found While Spring Cleaning Word Search Puzzle</div></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateColumns" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #d0d1d3; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 0; padding-bottom: 0px;" align="center" valign="top" bgcolor="#d0d1d3"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; 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mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="132" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnCaptionRightImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 645px;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/d618a29e-86ad-4bf1-6389-54d0c945a9b4.png" alt="" width="132" /></td></tr></tbody></table><table class="mcnCaptionRightTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="396" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: left;">March Dates to Know</h2><ul><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">March 8 – International Women's Day</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><strong>March 8 – Daylight Savings Time Begins</strong></li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">March 17 – St. Patrick's Day</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">March 20 – Spring Equinox</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">(April 5 – Easter)</li></ul></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnImageCardBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageCardBlockOuter"><tr><td class="mcnImageCardBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px 18px 9px 18px;" valign="top"><table class="mcnImageCardBottomContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right; background-color: #f0eae1;" border="0" width="100%" cellspacing="0" cellpadding="0" align="right" bgcolor="#F0EAE1"><tbody><tr><td class="mcnImageCardBottomImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px 0px 0 0px;" align="left" valign="top"><a class="" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="" href="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/312ae780-a686-abb5-6e3d-3f99c96c8937.png" target="_blank" rel="noopener"> <img class="mcnImage" style="-ms-interpolation-mode: bicubic; border: 0; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 620px; border-radius: 0%;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/2918f222-5822-b8d6-1a74-4c465ebb8c27.png" alt="" width="564" /> </a></td></tr><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; line-height: 150%; padding: 9px 18px; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;" align="left" valign="top" width="546"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: left;">What would you name your home?</h2><strong>Whimsical or legacy?</strong><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">In parts of England, many old houses have names instead of numbers: <em>Rose Cottage, The Elms, Holly House.</em> Before street grids and postal codes, naming wasn’t decorative so much as practical. If you lived past the old oak tree at <em>Rose Cottage</em>, that was enough direction.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><strong>Naming houses is not only a European practice.</strong><br /> In Japan homes can be connected to nature with names like <em>Sun Pavilion</em>. In the Middle East, houses have taken family names, as in <em>The House of Al-___</em>. In China, family compounds of multiple homes took on clan names. The tradition crossed to North America, where you find historic named homes such as <em>Casa Loma, Stonehaven</em>, and <em>Fallingwater</em>.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><strong>Naming is common for large estates.</strong> <br /> A well-known example is <em>Mar-a-Lago</em>, meaning "Sea to Lake," built in the 1920s by socialite Marjorie Merriweather Post as a private residence. It now operates as a private club and residence of the US President. Similarly, in Canada, <em>Rideau Hall,</em> located by the Rideau River, began as a private home in 1838, built for Scottish stonemason Thomas McKay. Today, it serves as the official residence of the Governor General of Canada.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><strong>Naming is a form of anchoring. </strong><br /> With a name, a house becomes a place, not just a structure. Numbers are efficient, but names are narrative. <strong>What would you call your home?</strong></p></td></tr></tbody></table></td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0px 18px 9px; font-style: normal; font-weight: bold;" align="center" valign="top"><div style="text-align: center;"><span style="font-size: 24px;"><strong>REAL ESTATE UPDATE</strong></span></div></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageBlockOuter"><tr><td class="mcnImageBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; text-align: center; padding: 0 9px 0 9px;" align="center" valign="top"><a class="" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="" href="https://fred.stlouisfed.org/series/MORTGAGE30US" target="_blank" rel="noopener"> <img class="mcnImage" style="-ms-interpolation-mode: bicubic; border: 0; height: auto; outline: none; text-decoration: none; max-width: 793px; padding-bottom: 0; vertical-align: bottom; display: inline;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/02e5e617-8ab5-514d-3d4b-8029a3d3e895.png" alt="" width="372.24" align="center" /> </a></td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; padding: 0px 18px 9px; text-align: left;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: left;">Nobody's afraid of 6% mortgage rates anymore</h2><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;">For years, many would-be home sellers stayed put because mortgage rates spiked and everyone with a 3% - 4% rate was understandably reluctant to give that up. </p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;"><strong>But something interesting happens over time: people adapt.</strong><br /> 6% mortgage rates are no longer shocking. They’re simply today’s reality. And life moves on. People retire. They change jobs, have have kids, downsize. Sellers eventually decide to move, even if it means buying at a higher rate.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;">Prices are still strong, even if they’re stabilizing. <strong>That means sellers can unlock substantial equity for their next move.</strong> Meanwhile, buyers have seen their purchasing power increase by hundreds of dollars per month compared to last fall. It's a good balance for buyers and sellers...the perfect ingredients for a busy spring real estate season. Call to set a listing or buying appointment. {OWNERFIRST:4}, {PHONE:15}</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnBoxedTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnBoxedTextBlockOuter"><tr><td class="mcnBoxedTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnBoxedTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px 18px 9px 18px;"><table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #756c5f; min-width: 100%;" border="0" width="100%" cellspacing="0" bgcolor="#756C5F"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; line-height: 150%; padding: 18px; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: left;"><span style="color: #ffffff;">Is it time to buy a house? Try this simple decision tree to help you decide...</span></h2><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">Whether you rent or own (thinking about moving), you need to run the decision through three vital questions:</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">1. <em>Will buying put me in a better financial position in the future? </em><strong>If yes, buy </strong>—<strong> but only if it passes question #3.</strong></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">2. <em>Will buying make me happier? </em><strong>Buy, but only if it also passes Question #1.</strong></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">3. <em>Will I need to make more money or work longer to make the purchase work? </em><strong>Slow down. </strong>More analysis is needed. If you’ll need to earn more, where is that money coming from, and how certain is it?</p><ul><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">If you're young and starting a solid career with real prospects, you can make a case for a modest stretch.</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">If you plan to use the property to generate income, run a clear profit-and-loss analysis. Let the numbers tell you if it works.</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">If a lump sum gift or inheritance is realistically on the way, buying may be a smart place to put it.</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">If you have equity and this is the best use of it, then go ahead.</li></ul><strong>It’s almost always better to buy the home you can comfortably afford at your current stage of life. </strong>A stretch can make sense, but only when there are strong indicators your income will grow or you have reliable secondary income. I’m not a financial planner, but I am good at asking the right (and sometimes hard) questions. Give me a call. {OWNERFIRST:4}, {PHONE:15}</td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnCaptionBlockOuter"><tr><td class="mcnCaptionBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnCaptionRightContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnCaptionRightContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px;" valign="top"><table class="mcnCaptionRightImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="176" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnCaptionRightImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 207px;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/246e36ae-978e-6e37-6423-115073b572a9.png" alt="" width="176" /></td></tr></tbody></table><table class="mcnCaptionRightTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="352" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center;" align="center" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: center;">MARCH QUIZ QUESTION</h2><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center;"><span style="font-size: 15px;"><em>George and Lee drink coffee. Susan and Don drink soda. Using logic to decide, is Selena more likely to drink coffee or soda?</em></span></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnButtonBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnButtonBlockOuter"><tr><td class="mcnButtonBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 18px 18px 18px;" align="center" valign="top"><table class="mcnButtonContentContainer" style="mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border-radius: 23px; background-color: #9d6f0b; border-collapse: separate;" border="0" width="100%" cellspacing="0" cellpadding="0" bgcolor="#9D6F0B"><tbody><tr><td class="mcnButtonContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-family: Arial; font-size: 16px; padding: 13px;" align="center" valign="middle"><a class="mcnButton " style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: bold; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #ffffff;" title="Send your answer now!" href="mailto:{EMAIL:16}?subject=My%20March%20Quiz%20Answer" target="_blank" rel="noopener">Send your answer now!</a></td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; text-align: center; padding: 0px 18px 9px; font-size: 13px; line-height: 100%;" align="center" valign="top"><span style="font-size: 12px;"><strong>Send your answer for a chance to win a $5 coffee card!</strong> <strong>Last month's Q&A:</strong> <em>You are trying to get out of a room alive. There are 3 exit doors with a lake of boiling lava, zombies who eat brains and huge lions who have not eaten for a year. Which door do you take? Door 3. The lions would all have died by now. </em><span style="color: #b22222;"><strong>Congratulations to last month's winner!</strong></span></span></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0px 18px 9px; font-style: normal; font-weight: bold;" align="center" valign="top"><div style="text-align: center;"><span style="font-size: 24px;"><strong>MARCH BRAIN SNACKS </strong></span></div></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageCardBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageCardBlockOuter"><tr><td class="mcnImageCardBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px 18px 9px 18px;" valign="top"><table class="mcnImageCardRightContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnImageCardRightContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px; background-color: #e3ece0;" align="center" valign="top" bgcolor="#E3ECE0"><table class="mcnImageCardRightImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="150" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnImageCardRightImageContentE2E " style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px 0 0px 0px;" align="left" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 152px;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/654e4654-6c87-e2bc-5435-b189a9eeb7ae.png" alt="" width="150" /></td></tr></tbody></table><table class="mcnImageCardRightTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="396" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; line-height: 150%; padding-right: 18px; padding-top: 18px; padding-bottom: 18px; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">An ‘Irish’ Real Estate Joke</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">A man in Dublin proudly told his friend, <em>“I got this house for half what it’s worth!”</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><em>“How?”</em> asked the friend.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><em>“The owner said it had ‘character.’”</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><em>“And?”</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><em>“It does. The doors stick. The floors slope. And the plumbing argues with you.”</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">The friend nodded. <em>“Ah. So, you paid full price then.”</em></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnCaptionBlockOuter"><tr><td class="mcnCaptionBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnCaptionLeftContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnCaptionLeftContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px;" valign="top"><table class="mcnCaptionLeftImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="176" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnCaptionLeftImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 388px; border-radius: 2%;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/31a74cc0-ae06-3129-e017-f54df678a6ed.png" alt="" width="176" /></td></tr></tbody></table><table class="mcnCaptionLeftTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="352" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">Do anti-inflammation diets have any real effect?</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;">Anti-inflammatory diets rarely deliver fireworks. What they often deliver is subtler: fewer afternoon crashes, less stiffness when you stand up, clearer thoughts and more energetic mornings. Chronic inflammation tends to feel like background noise (like fatigue, aches, brain fog), so when it calms down, you may not notice a single dramatic shift. You just realize you’re moving through the day with less friction. For many people, that steady easing over time makes the change feel real. Give it time. Google 30-day anti-inflammatory diets.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnCaptionBlockOuter"><tr><td class="mcnCaptionBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnCaptionRightContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnCaptionRightContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px;" valign="top"><table class="mcnCaptionRightImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="264" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnCaptionRightImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 369px; border-radius: 2%;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/934c484d-1f21-8770-3fac-188dc0f68b12.png" alt="" width="264" /></td></tr></tbody></table><table class="mcnCaptionRightTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="264" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">Moving to broken floor plans instead of open floor plans</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;">Open floor plans surged in popularity in the late 20th century. Psychologically, large open spaces encourage a sense of freedom and fluidity, letting family members see and interact across zones. Yet many people report feeling uneasy in fully open layouts. Today, architects talk about “broken-plan” design, using partial walls, changes in ceiling height, and angled walls to create separation while maintaining openness. Humans like flexibility, but also crave boundaries.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnCaptionBlockOuter"><tr><td class="mcnCaptionBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnCaptionLeftContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnCaptionLeftContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px;" valign="top"><table class="mcnCaptionLeftImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="176" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnCaptionLeftImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 474px; border-radius: 2%;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/3b809c33-9ea6-c4c1-7fe4-b4cebe563728.png" alt="" width="176" /></td></tr></tbody></table><table class="mcnCaptionLeftTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="352" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; font-style: normal; font-weight: normal; text-align: left;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">A useless experiment to try for fun</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; font-style: normal; font-weight: normal; text-align: left;">You can’t fold an ordinary piece of paper more than eight times. (I couldn't even get six). Even with a large sheet, paper hits a limit quickly. Each fold doubles the thickness, which makes the sheet harder to bend and smaller to handle. That rapid buildup is the main obstacle. In 2002, a high school student managed 12 folds using a massive roll of toilet paper. With a normal sheet, eight stays the practical ceiling, no matter how determined you are.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0px 18px 9px; font-style: normal; font-weight: bold;" align="center" valign="top"><div style="text-align: center;"><span style="font-size: 24px;"><strong>JUST FOR FUN!</strong></span></div></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0 18px 9px 18px;" align="center" valign="top"><h3 style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">Found While Spring Cleaning Word Search</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;">Enjoy this fun puzzle. No login or registration needed. <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #2f82c2; font-weight: bold; text-decoration: none;" href="https://members.fastnewsletters.com/word-search-march-1-found-while-spring-cleaning/" target="_blank" rel="noopener">Just click to play now</a>!</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageBlockOuter"><tr><td class="mcnImageBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; text-align: center; padding: 0 9px 0 9px;" align="center" valign="top"><a class="" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="" href="https://members.fastnewsletters.com/word-search-march-1-found-while-spring-cleaning/" target="_blank" rel="noopener"> <img class="mcnImage" style="-ms-interpolation-mode: bicubic; border: 0; height: auto; outline: none; text-decoration: none; max-width: 1200px; padding-bottom: 0; vertical-align: bottom; display: inline;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/8eda8df6-684f-4ce6-5020-e984db04ee88.png" alt="" width="564" align="center" /> </a></td></tr></tbody></table></td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 10px 18px 26px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EEEEEE;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0 18px 9px 18px;" align="center" valign="top"><table style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse; border-spacing: 0px;" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody align="CENTER"><tr style="border-collapse: collapse;"><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0; margin: 0; width: 180px;" align="center" valign="top" width="180"><table style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse; border-spacing: 0px;" role="presentation" width="100%" cellspacing="0" cellpadding="0" align="CENTER"><tbody><tr style="border-collapse: collapse;"><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0; margin: 0;"><table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" role="presentation" align="center"><tbody align="center"><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #2f82c2; font-weight: bold; text-decoration: none;" href="{FACEBOOK:32}"><img style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/62b95258-68ec-f349-c31b-7e9d357e57d6.png" width="24" height="24" align="center" data-file-id="6461156" /></a> <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #2f82c2; font-weight: bold; text-decoration: none;" href="{TWITTER:35}"> <img style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px initial; width: 24px; margin: 1px; height: auto;" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/6abc2b7b-40b9-b93f-b1c2-c605fc88fb1a.png" width="24" height="24" align="center" data-file-id="6748048" /></a> <a style="mso-line-height-rule: exactly; 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mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; padding: 0px 18px 9px; text-align: left;" align="left" valign="top"><table style="mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border-collapse: collapse;" width="90%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="middle"><img class="mcnImage" style="border: 0; vertical-align: bottom; border-radius: 6px; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 110px; display: inline-block; height: auto;" src="{OWNERIMG:12}" alt="{OWNERFIRST:4}'s image" width="110" data-file-id="4123549" /></td><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="left"><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;"><strong>{OWNERFIRST:4} {OWNERLAST:11}<br /> {PHONE:15}<br /> <em>{COMPANY:17}</em></strong></p></td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageBlockOuter"><tr><td class="mcnImageBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; text-align: center; padding: 0 9px 0 9px;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 196px; padding-bottom: 0; vertical-align: bottom; display: inline;" src="{LOGO:8}" alt="" width="174.44" align="center" /></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></center>
CANADA VERSION
<center><table id="bodyTable" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; background-color: #f3f4f5;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center" bgcolor="#f3f4f5"><tbody><tr><td id="bodyCell" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; border-top: 0;" align="center" valign="top" width="100%" height="100%"><table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td id="templatePreheader" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #ffffff; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 8px; padding-bottom: 8px;" align="center" valign="top" bgcolor="#ffffff"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="preheaderContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #656565; font-family: Helvetica; font-size: 12px; line-height: 150%; padding: 0px 18px 9px; text-align: center;" align="center" valign="top"><em>"How wonderful it is that nobody need wait a single moment<br /> before starting to improve the world." -Anne Frank</em><br /> <strong><a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #656565; font-weight: bold; text-decoration: none;" href="{WEBSITE:14}" target="_blank" rel="noopener">FIND A HOME</a> <span style="font-size: 18px;">| </span> <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #656565; font-weight: bold; text-decoration: none;" href="{ABOUT:31}" target="_blank" rel="noopener">ABOUT</a> <span style="font-size: 18px;">|</span> <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #656565; font-weight: bold; text-decoration: none;" href="mailto:{EMAIL:16}?subject=I'd%20like%20to%20set%20an%20appointment&body=%3CPlease%20include%20details%20about%20what%20you'd%20like%20to%20discuss.%20(You%20can%20also%20call%20or%20text%20me%20now.)%3E" target="_blank" rel="noopener">APPOINTMENT</a></strong></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateHeader" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f3f4f5; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 6px; padding-bottom: 6px;" align="center" valign="top" bgcolor="#f3f4f5"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="headerContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><table style="mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border-collapse: collapse; margin: 0; padding: 0;" role="presentation" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0; margin: 0;"><table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" role="presentation" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr class="stack-row"><td class="stack-col col-owner center-mobile pad-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0; margin: 0; line-height: 1.2; vertical-align: middle; width: 120px;" valign="middle" width="120"><img class="mcnImage" style="border: 0; vertical-align: bottom; display: block; border-radius: 6px; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 105px; height: auto;" src="{OWNERIMG:12}" alt="{OWNERFIRST:4}" width="105" align="right" /></td><td class="hide-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-size: 1px; line-height: 1px;" width="8"> </td><td class="stack-col col-text pad-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 5px 0 5px 5px; margin: 0; line-height: 1.3; vertical-align: middle;" valign="middle"><h1 style="display: block; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 100%; letter-spacing: normal; margin: 0; text-align: left;"><strong><span style="color: #222; font-family: arial, helvetica neue, helvetica, sans-serif;">{TITLE:10}</span></strong></h1><div style="text-align: left;"><span style="color: #222; font-family: arial, helvetica neue, helvetica, sans-serif; font-size: 15px;"><strong>{OWNERFIRST:4} {OWNERLAST:11}<br /> {PHONE:15}</strong><br /> <em>{COMPANY:17}</em> </span></div></td><td class="hide-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-size: 1px; line-height: 1px;" width="1"> </td><td class="stack-col col-logo center-mobile pad-mobile logo-mobile-hide" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 5px 15px 5px 0; margin: 0; text-align: center;" align="center" valign="middle"><img class="mcnImage" style="vertical-align: bottom; display: block; border: 0; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 125px; height: auto;" src="{LOGO:8}" alt="LOGO" width="125" align="center" /></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateBody" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #ffffff; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 10px; padding-bottom: 0px;" align="center" valign="top" bgcolor="#ffffff"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="bodyContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: center;">In this Month's Issue...</h2><div style="text-align: center;">What would you name your home?<br /> Real estate news...Spring Update<br /> <strong>Nobody's afraid of 6% mortgages anymore</strong><br /> Should you buy a house? A simple decision tree<br /> An "Irish" Real Estate Joke<br /> <strong>Do anti-inflammation diets have any real effect?</strong><br /> Moving to broken floor plans instead of open floor plans<br /> A useless experiment you can try right now, just for fun<br /> Found While Spring Cleaning Word Search Puzzle</div></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateColumns" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #d0d1d3; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 0; padding-bottom: 0px;" align="center" valign="top" bgcolor="#d0d1d3"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; 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mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="132" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnCaptionRightImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 645px;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/d618a29e-86ad-4bf1-6389-54d0c945a9b4.png" alt="" width="132" /></td></tr></tbody></table><table class="mcnCaptionRightTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="396" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: left;">March Dates to Know</h2><ul><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">March 8 – International Women's Day</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><strong>March 8 – Daylight Savings Time Begins</strong></li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">March 17 – St. Patrick's Day</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">March 20 – Spring Equinox</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">(April 5 – Easter)</li></ul></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnImageCardBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageCardBlockOuter"><tr><td class="mcnImageCardBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px 18px 9px 18px;" valign="top"><table class="mcnImageCardBottomContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right; background-color: #f0eae1;" border="0" width="100%" cellspacing="0" cellpadding="0" align="right" bgcolor="#F0EAE1"><tbody><tr><td class="mcnImageCardBottomImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px 0px 0 0px;" align="left" valign="top"><a class="" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="" href="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/312ae780-a686-abb5-6e3d-3f99c96c8937.png" target="_blank" rel="noopener"> <img class="mcnImage" style="-ms-interpolation-mode: bicubic; border: 0; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 620px; border-radius: 0%;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/2918f222-5822-b8d6-1a74-4c465ebb8c27.png" alt="" width="564" /> </a></td></tr><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; line-height: 150%; padding: 9px 18px; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;" align="left" valign="top" width="546"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: left;">What would you name your home?</h2><strong>Whimsical or legacy?</strong><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">In parts of England, many old houses have names instead of numbers: <em>Rose Cottage, The Elms, Holly House.</em> Before street grids and postal codes, naming wasn’t decorative so much as practical. If you lived past the old oak tree at <em>Rose Cottage</em>, that was enough direction.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><strong>Naming houses is not only a European practice.</strong><br /> In Japan homes can be connected to nature with names like <em>Sun Pavilion</em>. In the Middle East, houses have taken family names, as in <em>The House of Al-___</em>. In China, family compounds of multiple homes took on clan names. The tradition crossed to North America, where you find historic named homes such as <em>Casa Loma, Stonehaven</em>, and <em>Fallingwater</em>.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><strong>Naming is common for large estates.</strong> <br /> A well-known example is <em>Mar-a-Lago</em>, meaning "Sea to Lake," built in the 1920s by socialite Marjorie Merriweather Post as a private residence. It now operates as a private club and a residence of the US President. Similarly, in Canada, <em>Rideau Hall,</em> located by the Rideau River, began as a private home in 1838, built for Scottish stonemason Thomas McKay. Today, it serves as the official residence of the Governor General of Canada.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #212121; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><strong>Naming is a form of anchoring. </strong><br /> With a name, a house becomes a place, not just a structure. Numbers are efficient, but names are narrative. <strong>What would you call your home?</strong></p></td></tr></tbody></table></td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0px 18px 9px; font-style: normal; font-weight: bold;" align="center" valign="top"><div style="text-align: center;"><span style="font-size: 24px;"><strong>REAL ESTATE UPDATE</strong></span></div></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageBlockOuter"><tr><td class="mcnImageBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; text-align: center; padding: 0 9px 0 9px;" align="center" valign="top"><a class="" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="" href="https://www.bankofcanada.ca/rates/banking-and-financial-statistics/posted-interest-rates-offered-by-chartered-banks/" target="_blank" rel="noopener"> <img class="mcnImage" style="-ms-interpolation-mode: bicubic; border: 0; height: auto; outline: none; text-decoration: none; max-width: 793px; padding-bottom: 0; vertical-align: bottom; display: inline;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/02e5e617-8ab5-514d-3d4b-8029a3d3e895.png" alt="" width="372.24" align="center" /> </a></td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; padding: 0px 18px 9px; text-align: left;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: left;">The fading of the 3% mindset</h2><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" data-end="332" data-start="88">Over the past few years, many Canadian homeowners chose to stay put. With mortgages in the 1.5%–2.5% range, there was little motivation to trade into something significantly higher. That rate “lock-in” kept inventory tight and supported prices.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" data-end="592" data-start="334"><strong>But markets evolve — and so do people. </strong>Rates aren’t what they were in 2021, yet they’re no longer paralyzing. Life continues. Families grow. Careers change. Retirement plans take shape. At some point, personal goals outweigh rate comparisons.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" data-end="841" data-is-last-node="" data-is-only-node="" data-start="594">After a couple of cautious spring seasons, this one has the potential to feel more active and more balanced. If you’ve been waiting for the right moment, this could be it. Let’s position your home to take advantage of the spring and summer market. Call for an appointment. {OWNERFIRST:4}, {PHONE:15}</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnBoxedTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnBoxedTextBlockOuter"><tr><td class="mcnBoxedTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnBoxedTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px 18px 9px 18px;"><table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #756c5f; min-width: 100%;" border="0" width="100%" cellspacing="0" bgcolor="#756C5F"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; line-height: 150%; padding: 18px; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: left;"><span style="color: #ffffff;">Is it time to buy a house? Try this simple decision tree to help you decide...</span></h2><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">Whether you rent or own (thinking about moving), you need to run the decision through three vital questions:</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">1. <em>Will buying put me in a better financial position in the future? </em><strong>If yes, buy </strong>—<strong> but only if it passes question #3.</strong></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">2. <em>Will buying make me happier? </em><strong>Buy, but only if it also passes Question #1.</strong></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #ffffff; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">3. <em>Will I need to make more money or work longer to make the purchase work? </em><strong>Slow down. </strong>More analysis is needed. If you’ll need to earn more, where is that money coming from, and how certain is it?</p><ul><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">If you're young and starting a solid career with real prospects, you can make a case for a modest stretch.</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">If you plan to use the property to generate income, run a clear profit-and-loss analysis. Let the numbers tell you if it works.</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">If a lump sum gift or inheritance is realistically on the way, buying may be a smart place to put it.</li><li style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">If you have equity and this is the best use of it, then go ahead.</li></ul><strong>It’s almost always better to buy the home you can comfortably afford at your current stage of life. </strong>A stretch can make sense, but only when there are strong indicators your income will grow or you have reliable secondary income. I’m not a financial planner, but I am good at asking the right (and sometimes hard) questions. Give me a call. {OWNERFIRST:4}, {PHONE:15}</td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnCaptionBlockOuter"><tr><td class="mcnCaptionBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnCaptionRightContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnCaptionRightContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px;" valign="top"><table class="mcnCaptionRightImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="176" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnCaptionRightImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 207px;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/246e36ae-978e-6e37-6423-115073b572a9.png" alt="" width="176" /></td></tr></tbody></table><table class="mcnCaptionRightTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="352" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center;" align="center" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 20px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: -1px; text-align: center;">MARCH QUIZ QUESTION</h2><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center;"><span style="font-size: 15px;"><em>George and Lee drink coffee. Susan and Don drink soda. Using logic to decide, is Selena more likely to drink coffee or soda?</em></span></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnButtonBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnButtonBlockOuter"><tr><td class="mcnButtonBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 18px 18px 18px;" align="center" valign="top"><table class="mcnButtonContentContainer" style="mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border-radius: 23px; background-color: #9d6f0b; border-collapse: separate;" border="0" width="100%" cellspacing="0" cellpadding="0" bgcolor="#9D6F0B"><tbody><tr><td class="mcnButtonContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-family: Arial; font-size: 16px; padding: 13px;" align="center" valign="middle"><a class="mcnButton " style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: bold; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #ffffff;" title="Send your answer now!" href="mailto:{EMAIL:16}?subject=My%20March%20Quiz%20Answer" target="_blank" rel="noopener">Send your answer now!</a></td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; text-align: center; padding: 0px 18px 9px; font-size: 13px; line-height: 100%;" align="center" valign="top"><span style="font-size: 12px;"><strong>Send your answer for a chance to win a $5 coffee card!</strong> <strong>Last month's Q&A:</strong> <em>You are trying to get out of a room alive. There are 3 exit doors with a lake of boiling lava, zombies who eat brains and huge lions who have not eaten for a year. Which door do you take? Door 3. The lions would all have died by now. </em><span style="color: #b22222;"><strong>Congratulations to last month's winner!</strong></span></span></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0px 18px 9px; font-style: normal; font-weight: bold;" align="center" valign="top"><div style="text-align: center;"><span style="font-size: 24px;"><strong>MARCH BRAIN SNACKS </strong></span></div></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageCardBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageCardBlockOuter"><tr><td class="mcnImageCardBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px 18px 9px 18px;" valign="top"><table class="mcnImageCardRightContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnImageCardRightContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px; background-color: #e3ece0;" align="center" valign="top" bgcolor="#E3ECE0"><table class="mcnImageCardRightImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="150" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnImageCardRightImageContentE2E " style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px 0 0px 0px;" align="left" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 152px;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/654e4654-6c87-e2bc-5435-b189a9eeb7ae.png" alt="" width="150" /></td></tr></tbody></table><table class="mcnImageCardRightTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="396" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; line-height: 150%; padding-right: 18px; padding-top: 18px; padding-bottom: 18px; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">An ‘Irish’ Real Estate Joke</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">A man in Dublin proudly told his friend, <em>“I got this house for half what it’s worth!”</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><em>“How?”</em> asked the friend.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><em>“The owner said it had ‘character.’”</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><em>“And?”</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;"><em>“It does. The doors stick. The floors slope. And the plumbing argues with you.”</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: left;">The friend nodded. <em>“Ah. So, you paid full price then.”</em></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnCaptionBlockOuter"><tr><td class="mcnCaptionBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnCaptionLeftContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnCaptionLeftContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px;" valign="top"><table class="mcnCaptionLeftImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="176" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnCaptionLeftImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 388px; border-radius: 2%;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/31a74cc0-ae06-3129-e017-f54df678a6ed.png" alt="" width="176" /></td></tr></tbody></table><table class="mcnCaptionLeftTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="352" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">Do anti-inflammation diets have any real effect?</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;">Anti-inflammatory diets rarely deliver fireworks. What they often deliver is subtler: fewer afternoon crashes, less stiffness when you stand up, clearer thoughts and more energetic mornings. Chronic inflammation tends to feel like background noise (like fatigue, aches, brain fog), so when it calms down, you may not notice a single dramatic shift. You just realize you’re moving through the day with less friction. For many people, that steady easing over time makes the change feel real. Give it time. Google 30-day anti-inflammatory diets.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnCaptionBlockOuter"><tr><td class="mcnCaptionBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnCaptionRightContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnCaptionRightContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px;" valign="top"><table class="mcnCaptionRightImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="264" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnCaptionRightImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 369px; border-radius: 2%;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/934c484d-1f21-8770-3fac-188dc0f68b12.png" alt="" width="264" /></td></tr></tbody></table><table class="mcnCaptionRightTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="264" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">Moving to broken floor plans instead of open floor plans</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;">Open floor plans surged in popularity in the late 20th century. Psychologically, large open spaces encourage a sense of freedom and fluidity, letting family members see and interact across zones. Yet many people report feeling uneasy in fully open layouts. Today, architects talk about “broken-plan” design, using partial walls, changes in ceiling height, and angled walls to create separation while maintaining openness. Humans like flexibility, but also crave boundaries.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnCaptionBlockOuter"><tr><td class="mcnCaptionBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnCaptionLeftContentOuter" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td class="mcnCaptionLeftContentInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px;" valign="top"><table class="mcnCaptionLeftImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;" border="0" width="176" cellspacing="0" cellpadding="0" align="right"><tbody><tr><td class="mcnCaptionLeftImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="top"><img class="mcnImage" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 474px; border-radius: 2%;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/3b809c33-9ea6-c4c1-7fe4-b4cebe563728.png" alt="" width="176" /></td></tr></tbody></table><table class="mcnCaptionLeftTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;" border="0" width="352" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; font-style: normal; font-weight: normal; text-align: left;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">A useless experiment to try for fun</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; font-style: normal; font-weight: normal; text-align: left;">You can’t fold an ordinary piece of paper more than eight times. (I couldn't even get six). Even with a large sheet, paper hits a limit quickly. Each fold doubles the thickness, which makes the sheet harder to bend and smaller to handle. That rapid buildup is the main obstacle. In 2002, a high school student managed 12 folds using a massive roll of toilet paper. With a normal sheet, eight stays the practical ceiling, no matter how determined you are.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0px 18px 9px; font-style: normal; font-weight: bold;" align="center" valign="top"><div style="text-align: center;"><span style="font-size: 24px;"><strong>JUST FOR FUN!</strong></span></div></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: center; padding: 0 18px 9px 18px;" align="center" valign="top"><h3 style="display: block; margin: 0; padding: 0; color: #2f82c2; font-family: Verdana, Geneva, sans-serif; font-size: 16px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left;">Found While Spring Cleaning Word Search</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 14px; line-height: 150%; text-align: left;">Enjoy this fun puzzle. No login or registration needed. <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #2f82c2; font-weight: bold; text-decoration: none;" href="https://members.fastnewsletters.com/word-search-march-1-found-while-spring-cleaning/" target="_blank" rel="noopener">Just click to play now</a>!</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageBlockOuter"><tr><td class="mcnImageBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; text-align: center; padding: 0 9px 0 9px;" align="center" valign="top"><a class="" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="" href="https://members.fastnewsletters.com/word-search-march-1-found-while-spring-cleaning/" target="_blank" rel="noopener"> <img class="mcnImage" style="-ms-interpolation-mode: bicubic; border: 0; height: auto; outline: none; text-decoration: none; max-width: 1200px; padding-bottom: 0; vertical-align: bottom; display: inline;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/8eda8df6-684f-4ce6-5020-e984db04ee88.png" alt="" width="564" align="center" /> </a></td></tr></tbody></table></td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 10px 18px 26px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EEEEEE;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"> </td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; 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GRAPHIC
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