HTML – Aug 2026 #1 – FF

USA VERSION

<center><table id="bodyTable" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; background-color: #fafafa;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center" bgcolor="#FAFAFA"><tbody><tr><td id="bodyCell" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; border-top: 0;" align="center" valign="top" width="100%" height="100%"><table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td id="templatePreheader" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #fafafa; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 9px; padding-bottom: 9px;" align="center" valign="top" bgcolor="#fafafa"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="preheaderContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #656565; font-family: Helvetica; font-size: 12px; text-align: left; padding: 0px 18px 9px; line-height: 200%;" align="left" valign="top"><div style="text-align: center;"><em>Small projects, smart planning...and why we get brain freeze.</em></div></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateHeader" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f3f4f5; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; 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mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 16px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><table style="mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border-collapse: collapse; margin: 0; padding: 0;" role="presentation" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0; margin: 0;"><table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" role="presentation" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr class="stack-row"><td class="stack-col col-owner center-mobile pad-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0; margin: 0; line-height: 1.2; vertical-align: middle; width: 120px;" valign="middle" width="120"><span style="font-size: 12px;"><img class="mcnImage" style="border: 0; vertical-align: bottom; display: block; border-radius: 6px; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 105px; height: auto;" src="{OWNERIMG:12}" alt="{OWNERFIRST:4}" width="105" align="right" /></span></td><td class="hide-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-size: 1px; line-height: 1px;" width="8">&nbsp;</td><td class="stack-col col-text pad-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 5px 0 5px 5px; margin: 0; line-height: 1.3; vertical-align: middle;" valign="middle"><h1 style="display: block; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; margin: 0; text-align: left;"><strong><span style="color: #222; font-family: arial, helvetica neue, helvetica, sans-serif;">{TITLE:10}</span></strong></h1><div style="text-align: left;"><span style="color: #222; font-family: arial, helvetica neue, helvetica, sans-serif; font-size: 15px;"><strong>{OWNERFIRST:4} {OWNERLAST:11}</strong></span><br /> <span style="font-size: 14px;"><span style="color: #222222; font-family: arial, &quot;helvetica neue, helvetica, sans-serif;">{PHONE:15}<br /> <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #007c89; font-weight: normal; text-decoration: underline;" href="{WEBSITE:14}" target="_blank" rel="noopener">{COMPANY:17}</a></span></span></div></td><td class="hide-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-size: 1px; line-height: 1px;" width="1">&nbsp;</td><td class="stack-col col-logo center-mobile pad-mobile logo-mobile-hide" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 5px 15px 5px 0; margin: 0; text-align: center;" align="center" valign="middle"><span style="font-size: 12px;"><img class="mcnImage" style="vertical-align: bottom; display: block; border: 0; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 125px; height: auto;" src="{LOGO:8}" alt="LOGO" width="125" align="center" /></span></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateBody" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #ffffff; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 20px; padding-bottom: 9px;" align="center" valign="top" bgcolor="#ffffff"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="bodyContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left;">THE THREE-TRIP HOME DEPOT RULE</h2><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Have you ever noticed that every home improvement project requires at least three trips to the store? <strong>One </strong>to get the supplies your YouTube video said you needed. <strong>Two </strong>for a single specially sized screw. And <strong>three&nbsp;</strong>to return what you got on the first trip and pick up what you really need.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Fortunately, buying or selling your home doesn't have to follow the same back and forth, trial and error rules.&nbsp;<strong>Just hit reply to schedule a pre-planning discussion with me up to a year in advance of your move.</strong>&nbsp;We'll iron out the details together.&nbsp;The earlier you start, the easier it will be. ~|OWNERFIRST|</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><em>Let's tuck into the good stuff...</em><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">⬛&nbsp;<strong>Householding -</strong> If you had&nbsp;$1,000 to improve your home, what would you do?&nbsp;<br /> ⬛&nbsp;<strong>Real Estate Q&amp;A -</strong>&nbsp;How will the "2026 ROAD to Housing Act" impact you?<br /> ⬛&nbsp;<strong>Brain Snacks -&nbsp;</strong>Open kitchen shelving / How to take&nbsp;video for insurance /&nbsp; ...<br /> ⬛&nbsp;<strong>August Quiz - It's a tricky one!</strong><br /> ⬛&nbsp;<strong>Word Search - </strong>Obsolete Home Features</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;"><span style="font-size: 24px;">HOUSEHOLDING</span></h2><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">The best home improvement is one you'll use everyday</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">If someone handed you $1,000 to improve your home, what would you do?</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Instead of thinking, <em>"$1,000 isn't going to do much,"</em> ask yourself, <em>"What's one small thing I wish my home had almost every day?"</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Maybe it's better lighting over the kitchen sink. A ceiling fan in the bedroom. Shade for the patio. A reading chair in a sunny corner. Better closet shelving. A larger television. An outlet where you always need one. A deep whole-house cleaning.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><img style="border: 0; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; width: 140px; margin: 0px 0px 0px 7px; height: auto;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/649dd06d-08d5-5e80-9ecc-047c4d09c3d6.png" width="140" height="212" align="right" data-file-id="7044807" />The best home improvements aren't always the most expensive&mdash;they're the ones that quietly improve your daily life.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Make a list of those little annoyances you've learned to live with. Then estimate what each would cost to fix and how often you'd enjoy the improvement. <strong>You might discover that a $300 project you'll appreciate every day brings more satisfaction than a $10,000 renovation.</strong></p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">REAL ESTATE Q&amp;A</h2><div style="text-align: center;"><a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;" href="https://fred.stlouisfed.org/series/MORTGAGE30US" target="_blank" rel="noopener">See today's rates.</a></div></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">How will the "2026 ROAD to Housing Act" impact you?</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Congress recently approved the <strong><em>21st Century ROAD to Housing Act</em></strong>, one of the most significant housing reform bills in decades. Its goal is to increase the housing supply and improve affordability. Here are four of my takeaways about how that might impact you.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><strong>1. One of the bill's biggest changes is reducing regulatory delays so new homes can be built more quickly.&nbsp;</strong>My take &mdash; More inventory should eventually slow price growth, but don't expect dramatic changes right away. Buy a home when you're ready to buy a home. Don't try timing the market.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><strong>2. The legislation also encourages communities to modernize zoning and expands financing in underserved areas.&nbsp;</strong>My take &mdash; Buyers may see more housing choices over the next several years, especially in communities that have traditionally limited higher-density housing. Sellers should expect increasing competition from new construction in some markets. Pricing a home correctly will become even more important.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><strong>3. The bill also makes it easier for manufactured housing to compete with traditional homes.</strong> My take &mdash; If you're considering a manufactured home, check with a lender every year or so. Financing options are likely to improve as the new law is implemented, but many of the changes will take time. Stay tuned in to the local manufactured home market as changes filter into place.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><strong>4. Another provision limits some large institutional investors from purchasing single-family homes. </strong>My take &mdash; This may reduce competition from cash buyers in some markets, but I don't expect most buyers to notice a dramatic difference. The bigger impact will likely come from building more homes.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">If you have a question about how the bill might affect your plans to buy or sell, <strong>just hit reply and ask me about it.&nbsp; ~{OWNERFIRST:4}</strong></p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;"><span style="font-size: 24px;">BRAIN SNACKS&nbsp;</span></h2></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">Do you love or hate open kitchen shelving?</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><img style="outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; border: 0px; width: 160px; margin: 0px 0px 0px 7px; height: auto;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/404e8fc2-fad4-c08b-9573-400168efc7bb.png" width="160" height="183" align="right" data-file-id="7044814" />How you design, decorate, or personalize your home can vary heavily from one person to the next, but that doesn't stop people from having intense feelings about the "trends" that define many homes' aesthetics. Buzzfeed asked homeowners for their favorite "trend" pet-peeves, and <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;" href="https://www.buzzfeed.com/rossyoder/worst-new-home-design-trends" target="_blank" rel="noopener">here are 34 of them that you might...or might not...agree with</a>, including open kitchen shelving, Edison-style bulbs, pot lights, and more!</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">How to take a home video for insurance purposes</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><img style="outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; border: 0px; width: 160px; margin: 0px 7px 0px 0px; height: auto;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/c5ae572b-ad9f-4a3b-cafb-850e3ec999b7.png" width="160" height="175" align="left" data-file-id="7044815" />If your house were destroyed in a disaster or you had a burglary, could you remember everything you own? The first thing your insurance company will want is proof of what you lost. The easiest way to take an inventory is to spend an hour walking through your home with your phone, recording each room, closet, cabinet, and the garage. Film your clothes, jewelry, artwork, pots and pans, and everything else you'll want to replace. Narrate what you're seeing as you go, don't simply film. Then save the video to cloud storage. That simple recording could save you a huge amount of frustration. Hopefully you'll never need it.</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left;">Why does ice cream&nbsp;make your head hurt (AKA Brain Freeze)?</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">That sharp, stabbing headache from eating ice cream too quickly is called sphenopalatine ganglioneuralgia, or more commonly, a brain freeze. When something cold touches the roof of your mouth, blood vessels rapidly constrict and then expand. This sudden change stimulates nearby nerves, which send pain signals to the brain. Because those nerves share pathways with nerves serving the forehead, the brain mistakenly interprets the pain as coming from your head. This is an example of referred pain&mdash;the pain is felt in your forehead, even though the cold stimulus is on the roof of your mouth.&nbsp;</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">That brass doorknob myth...is a little fact</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><img style="outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; border: 0px; width: 160px; margin: 0px 0px 0px 7px; height: auto;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/afc19556-1292-7cf3-d0b8-bdf091a60f39.png" width="160" height="175" align="right" data-file-id="7044816" />Hospitals have become interested in an unusual property of copper. Unlike most common metals, copper naturally kills many bacteria, fungi, and some viruses. Scientists call this the oligodynamic effect&mdash;the ability of certain metals to destroy microbes through simple contact. As a result, some hospitals have begun incorporating copper alloys into frequently touched surfaces.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Interestingly, many century-old homes featured brass doorknobs, leading to the myth that they were installed to fight germs. While brass does contain copper and has antimicrobial properties, builders weren't choosing those doorknobs for health reasons. They chose brass because it was durable, corrosion-resistant, and attractive. Without handwashing, brass doorknobs probably did little to stop the spread of illness.&nbsp;</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnBoxedTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnBoxedTextBlockOuter"><tr><td class="mcnBoxedTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnBoxedTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px 18px 9px 18px;"><table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f3f4f5; min-width: 100%;" border="0" width="100%" cellspacing="0" bgcolor="#F3F4F5"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; line-height: 150%; padding: 18px; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: center;" align="center" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">AUGUST QUIZ QUESTION</h2><strong>WIN A FREE COFFEE CARD!</strong><br /> <br /> <strong><em>Two fathers and two sons are sitting on a bench,<br /> yet there are only three people sitting. How?</em></strong><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: center;">______________</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: center;"><strong>Simply <span style="color: #ff0000;">REPLY to this email</span> with your answer for a chance to win!</strong><br /> <em>Last month's answer: The sentence includes all the letters of the alphabet.</em></p></td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;"><span style="font-size: 24px;">WORD SEARCH</span></h2></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">Obsolete Home Features</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Enjoy this fun puzzle. No login or registration needed. <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;" href="https://members.fastnewsletters.com/august-1-word-search-obsolete-home-features/" target="_blank" rel="noopener">Click to play now!</a></p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageBlockOuter"><tr><td class="mcnImageBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnImageContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; text-align: center; padding: 0 9px 0 9px;" align="center" valign="top"><a class="" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="" href="https://members.fastnewsletters.com/august-1-word-search-obsolete-home-features/" target="_blank" rel="noopener"> <img class="mcnImage" style="-ms-interpolation-mode: bicubic; border: 0; height: auto; outline: none; text-decoration: none; max-width: 1200px; padding-bottom: 0; vertical-align: bottom; display: inline;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/6ffb4311-76dc-80c8-e63a-11e3b746cc73.png" alt="" width="564" align="center" /> </a></td></tr></tbody></table></td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><table style="mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border-collapse: collapse;" width="90%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="center" valign="middle"><img class="mcnImage" style="border: 0; vertical-align: bottom; border-radius: 6px; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 110px; display: inline-block; height: auto;" src="{OWNERIMG:12}" alt="{OWNERFIRST:4}'s image" width="110" data-file-id="4123549" /></td><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;&nbsp;</td><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align="left"><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><strong>{OWNERFIRST:4} {OWNERLAST:11}<br /> {PHONE:15}<br /> <em>{COMPANY:17}</em></strong></p></td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px 18px 98px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateFooter" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #fafafa; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 9px; padding-bottom: 9px;" align="center" valign="top" bgcolor="#fafafa"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="footerContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top">&nbsp;</td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></center>

CANADA VERSION

<center><table id="bodyTable" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; background-color: #fafafa;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center" bgcolor="#FAFAFA"><tbody><tr><td id="bodyCell" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; border-top: 0;" align="center" valign="top" width="100%" height="100%"><table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td id="templatePreheader" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #fafafa; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 9px; padding-bottom: 9px;" align="center" valign="top" bgcolor="#fafafa"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="preheaderContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #656565; font-family: Helvetica; font-size: 12px; text-align: left; padding: 0px 18px 9px; line-height: 200%;" align="left" valign="top"><div style="text-align: center;"><em>Small projects, smart planning...and why we get brain freeze.</em></div></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateHeader" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f3f4f5; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 9px; padding-bottom: 0;" align="center" valign="top" bgcolor="#f3f4f5"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="headerContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 16px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><table style="mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border-collapse: collapse; margin: 0; padding: 0;" role="presentation" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0; margin: 0;"><table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" role="presentation" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr class="stack-row"><td class="stack-col col-owner center-mobile pad-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0; margin: 0; line-height: 1.2; vertical-align: middle; width: 120px;" valign="middle" width="120"><span style="font-size: 12px;"><img class="mcnImage" style="border: 0; vertical-align: bottom; display: block; border-radius: 6px; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 105px; height: auto;" src="{OWNERIMG:12}" alt="{OWNERFIRST:4}" width="105" align="right" /></span></td><td class="hide-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-size: 1px; line-height: 1px;" width="8">&nbsp;</td><td class="stack-col col-text pad-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 5px 0 5px 5px; margin: 0; line-height: 1.3; vertical-align: middle;" valign="middle"><h1 style="display: block; padding: 0; color: #202020; font-family: Verdana, Geneva, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; margin: 0; text-align: left;"><strong><span style="color: #222; font-family: arial, helvetica neue, helvetica, sans-serif;">{TITLE:10}</span></strong></h1><div style="text-align: left;"><span style="color: #222; font-family: arial, helvetica neue, helvetica, sans-serif; font-size: 15px;"><strong>{OWNERFIRST:4} {OWNERLAST:11}</strong></span><br /> <span style="font-size: 14px;"><span style="color: #222222; font-family: arial, &quot;helvetica neue, helvetica, sans-serif;">{PHONE:15}<br /> <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #007c89; font-weight: normal; text-decoration: underline;" href="{WEBSITE:14}" target="_blank" rel="noopener">{COMPANY:17}</a></span></span></div></td><td class="hide-mobile" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-size: 1px; line-height: 1px;" width="1">&nbsp;</td><td class="stack-col col-logo center-mobile pad-mobile logo-mobile-hide" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 5px 15px 5px 0; margin: 0; text-align: center;" align="center" valign="middle"><span style="font-size: 12px;"><img class="mcnImage" style="vertical-align: bottom; display: block; border: 0; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 125px; height: auto;" src="{LOGO:8}" alt="LOGO" width="125" align="center" /></span></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td id="templateBody" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #ffffff; background-image: none; background-repeat: no-repeat; background-position: center; background-size: cover; border-top: 0; border-bottom: 0; padding-top: 20px; padding-bottom: 9px;" align="center" valign="top" bgcolor="#ffffff"><table class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; max-width: 600px;" border="0" width="100%" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="bodyContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left;">THE THREE-TRIP HOME DEPOT RULE</h2><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Have you ever noticed that every home improvement project requires at least three trips to the store? <strong>One </strong>to get the supplies your YouTube video said you needed. <strong>Two </strong>for a single specially sized screw. And <strong>three&nbsp;</strong>to return what you got on the first trip and pick up what you really need.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Fortunately, buying or selling your home doesn't have to follow the same back and forth, trial and error rules.&nbsp;<strong>Just hit reply to schedule a pre-planning discussion with me up to a year in advance of your move.</strong>&nbsp;We'll iron out the details together.&nbsp;The earlier you start, the easier it will be. ~|OWNERFIRST|</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><em>Let's tuck into the good stuff...</em><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">⬛&nbsp;<strong>Householding -</strong> If you had&nbsp;$1,000 to improve your home, what would you do?&nbsp;<br /> ⬛&nbsp;<strong>Real Estate Q&amp;A -</strong>&nbsp;How will the "2026 ROAD to Housing Act" impact you?<br /> ⬛&nbsp;<strong>Brain Snacks -&nbsp;</strong>Open kitchen shelving / How to take&nbsp;video for insurance /&nbsp; ...<br /> ⬛&nbsp;<strong>August Quiz - It's a tricky one!</strong><br /> ⬛&nbsp;<strong>Word Search - </strong>Obsolete Home Features</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;"><span style="font-size: 24px;">HOUSEHOLDING</span></h2><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">The best home improvement is one you'll use everyday</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">If someone handed you $1,000 to improve your home, what would you do?</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Instead of thinking, <em>"$1,000 isn't going to do much,"</em> ask yourself, <em>"What's one small thing I wish my home had almost every day?"</em></p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Maybe it's better lighting over the kitchen sink. A ceiling fan in the bedroom. Shade for the patio. A reading chair in a sunny corner. Better closet shelving. A larger television. An outlet where you always need one. A deep whole-house cleaning.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><img style="border: 0; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; width: 140px; margin: 0px 0px 0px 7px; height: auto;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/649dd06d-08d5-5e80-9ecc-047c4d09c3d6.png" width="140" height="212" align="right" data-file-id="7044807" />The best home improvements aren't always the most expensive&mdash;they're the ones that quietly improve your daily life.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Make a list of those little annoyances you've learned to live with. Then estimate what each would cost to fix and how often you'd enjoy the improvement. <strong>You might discover that a $300 project you'll appreciate every day brings more satisfaction than a $10,000 renovation.</strong></p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">REAL ESTATE Q&amp;A</h2><div style="text-align: center;"><a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;" href="https://www.bankofcanada.ca/rates/banking-and-financial-statistics/posted-interest-rates-offered-by-chartered-banks/" target="_blank" rel="noopener">See today's rates.</a></div></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">How will Canada's housing changes affect you?</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Canada continues to roll out new housing measures aimed at improving affordability and increasing the supply of homes. Here are a three of the changes that could matter most to buyers and sellers.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><strong>1. First-time buyers can now receive a much larger GST/HST rebate on newly built homes. </strong>Eligible first-time buyers may recover up to $50,000 in GST (or the federal portion of HST), helping reduce the upfront cost of purchasing a new home. <strong>My take: </strong>If you're considering buying your first home, don't overlook new construction. The tax savings could make it more affordable than you expect.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><strong>2. Governments are continuing to encourage more home construction. </strong>Federal funding and new initiatives are aimed at reducing barriers to building and speeding up the approval process for new housing. <strong>My take:</strong> More supply won't solve affordability overnight, but increasing the number of homes is one of the few long-term solutions that can help stabilize prices.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><strong>3. Mortgage rules have become more flexible for many buyers. </strong>Recent changes include expanded access to 30-year amortizations in certain situations and higher insured mortgage limits, making it easier for some buyers to qualify. <strong>My take: </strong>Lower monthly payments can help buyers get into the market, but it's still important to purchase a home that comfortably fits your long-term budget.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">If you have a question about how the bill might affect your plans to buy or sell, <strong>just hit reply and ask me about it.&nbsp; ~{OWNERFIRST:4}</strong></p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnDividerBlockOuter"><tr><td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 18px;"><table class="mcnDividerContent" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; border-top: 2px solid #EAEAEA;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td></tr></tbody></table></td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;"><span style="font-size: 24px;">BRAIN SNACKS&nbsp;</span></h2></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">Do you love or hate open kitchen shelving?</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><img style="outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; border: 0px; width: 160px; margin: 0px 0px 0px 7px; height: auto;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/404e8fc2-fad4-c08b-9573-400168efc7bb.png" width="160" height="183" align="right" data-file-id="7044814" />How you design, decorate, or personalize your home can vary heavily from one person to the next, but that doesn't stop people from having intense feelings about the "trends" that define many homes' aesthetics. Buzzfeed asked homeowners for their favorite "trend" pet-peeves, and <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;" href="https://www.buzzfeed.com/rossyoder/worst-new-home-design-trends" target="_blank" rel="noopener">here are 34 of them that you might...or might not...agree with</a>, including open kitchen shelving, Edison-style bulbs, pot lights, and more!</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">How to take a home video for insurance purposes</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><img style="outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; border: 0px; width: 160px; margin: 0px 7px 0px 0px; height: auto;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/c5ae572b-ad9f-4a3b-cafb-850e3ec999b7.png" width="160" height="175" align="left" data-file-id="7044815" />If your house were destroyed in a disaster or you had a burglary, could you remember everything you own? The first thing your insurance company will want is proof of what you lost. The easiest way to take an inventory is to spend an hour walking through your home with your phone, recording each room, closet, cabinet, and the garage. Film your clothes, jewelry, artwork, pots and pans, and everything else you'll want to replace. Narrate what you're seeing as you go, don't simply film. Then save the video to cloud storage. That simple recording could save you a huge amount of frustration. Hopefully you'll never need it.</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left;">Why does ice cream&nbsp;make your head hurt (AKA Brain Freeze)?</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">That sharp, stabbing headache from eating ice cream too quickly is called sphenopalatine ganglioneuralgia, or more commonly, a brain freeze. When something cold touches the roof of your mouth, blood vessels rapidly constrict and then expand. This sudden change stimulates nearby nerves, which send pain signals to the brain. Because those nerves share pathways with nerves serving the forehead, the brain mistakenly interprets the pain as coming from your head. This is an example of referred pain&mdash;the pain is felt in your forehead, even though the cold stimulus is on the roof of your mouth.&nbsp;</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 class="null" style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">That brass doorknob myth...is a little fact</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;"><img style="outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; border: 0px; width: 160px; margin: 0px 0px 0px 7px; height: auto;" src="https://mcusercontent.com/7ebd2aee68d190ade0477fae2/images/afc19556-1292-7cf3-d0b8-bdf091a60f39.png" width="160" height="175" align="right" data-file-id="7044816" />Hospitals have become interested in an unusual property of copper. Unlike most common metals, copper naturally kills many bacteria, fungi, and some viruses. Scientists call this the oligodynamic effect&mdash;the ability of certain metals to destroy microbes through simple contact. As a result, some hospitals have begun incorporating copper alloys into frequently touched surfaces.</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Interestingly, many century-old homes featured brass doorknobs, leading to the myth that they were installed to fight germs. While brass does contain copper and has antimicrobial properties, builders weren't choosing those doorknobs for health reasons. They chose brass because it was durable, corrosion-resistant, and attractive. Without handwashing, brass doorknobs probably did little to stop the spread of illness.&nbsp;</p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnBoxedTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnBoxedTextBlockOuter"><tr><td class="mcnBoxedTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign="top"><table class="mcnBoxedTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px 18px 9px 18px;"><table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f3f4f5; min-width: 100%;" border="0" width="100%" cellspacing="0" bgcolor="#F3F4F5"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; line-height: 150%; padding: 18px; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: center;" align="center" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">AUGUST QUIZ QUESTION</h2><strong>WIN A FREE COFFEE CARD!</strong><br /> <br /> <strong><em>Two fathers and two sons are sitting on a bench,<br /> yet there are only three people sitting. How?</em></strong><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: center;">______________</p><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; line-height: 150%; color: #000000; font-family: Helvetica; font-size: 14px; font-weight: normal; text-align: center;"><strong>Simply <span style="color: #ff0000;">REPLY to this email</span> with your answer for a chance to win!</strong><br /> <em>Last month's answer: The sentence includes all the letters of the alphabet.</em></p></td></tr></tbody></table></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h2 class="null" style="display: block; margin: 0; padding: 0; color: #202020; font-family: Helvetica; font-size: 22px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;"><span style="font-size: 24px;">WORD SEARCH</span></h2></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnTextBlockOuter"><tr><td class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;" valign="top"> <table class="mcnTextContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0" align="left"><tbody><tr><td class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left; padding: 0 18px 9px 18px;" align="left" valign="top"><h3 style="display: block; margin: 0; padding: 0; color: #000000; font-family: Helvetica; font-size: 18px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center;">Obsolete Home Features</h3><p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; text-align: left;">Enjoy this fun puzzle. No login or registration needed. <a style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;" href="https://members.fastnewsletters.com/august-1-word-search-obsolete-home-features/" target="_blank" rel="noopener">Click to play now!</a></p></td></tr></tbody></table> </td></tr></tbody></table><table class="mcnImageBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;" border="0" width="100%" cellspacing="0" cellpadding="0"><tbody class="mcnImageBlockOuter"><tr><td class="mcnImageBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;" valign="top"><table class="mcnImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; 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