HTML
Click the yellow COPY TO CLIPBOARD icon in the window below. Paste the HTML into your target <>, </>, SOURCE. See CRM Pasting Instructions for details about your CRM.
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office">
<head>
<!-- NAME: SIDEBAR -->
<!--[if gte mso 15]>
<xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<![endif]-->
<meta charset="UTF-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width, initial-scale=1">
<style type="text/css">
@media only screen and (max-width: 480px) {
body,
table,
td,
p,
a,
li,
blockquote {
-webkit-text-size-adjust: none !important;
}
}
@media only screen and (max-width: 480px) {
body {
width: 100% !important;
min-width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.templateContainer {
max-width: 600px !important;
width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.columnsContainer {
display: block!important;
max-width: 600px !important;
padding-bottom: 18px !important;
padding-left: 0 !important;
width: 100%!important;
}
}
@media only screen and (max-width: 480px) {
.mcnRetinaImage {
max-width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImage {
height: auto !important;
width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnCartContainer,
.mcnCaptionTopContent,
.mcnRecContentContainer,
.mcnCaptionBottomContent,
.mcnTextContentContainer,
.mcnBoxedTextContentContainer,
.mcnImageGroupContentContainer,
.mcnCaptionLeftTextContentContainer,
.mcnCaptionRightTextContentContainer,
.mcnCaptionLeftImageContentContainer,
.mcnCaptionRightImageContentContainer,
.mcnImageCardLeftTextContentContainer,
.mcnImageCardRightTextContentContainer,
.mcnImageCardLeftImageContentContainer,
.mcnImageCardRightImageContentContainer {
max-width: 100% !important;
width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnBoxedTextContentContainer {
min-width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageGroupContent {
padding: 9px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnCaptionLeftContentOuter .mcnTextContent,
.mcnCaptionRightContentOuter .mcnTextContent {
padding-top: 9px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageCardTopImageContent,
.mcnCaptionBottomContent:last-child .mcnCaptionBottomImageContent,
.mcnCaptionBlockInner .mcnCaptionTopContent:last-child .mcnTextContent {
padding-top: 18px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageCardBottomImageContent {
padding-bottom: 9px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageGroupBlockInner {
padding-top: 0 !important;
padding-bottom: 0 !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageGroupBlockOuter {
padding-top: 9px !important;
padding-bottom: 9px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnTextContent,
.mcnBoxedTextContentColumn {
padding-right: 18px !important;
padding-left: 18px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageCardLeftImageContent,
.mcnImageCardRightImageContent {
padding-right: 18px !important;
padding-bottom: 0 !important;
padding-left: 18px !important;
}
}
@media only screen and (max-width: 480px) {
.mcpreview-image-uploader {
display: none !important;
width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
h1 {
font-size: 22px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
h2 {
font-size: 19px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
h3 {
font-size: 15px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
h4 {
font-size: 15px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnBoxedTextContentContainer .mcnTextContent,
.mcnBoxedTextContentContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
#templatePreheader {
display: block !important;
}
}
@media only screen and (max-width: 480px) {
.preheaderContainer .mcnTextContent,
.preheaderContainer .mcnTextContent p {
font-size: 12px !important;
line-height: 115% !important;
}
}
@media only screen and (max-width: 480px) {
.headerContainer .mcnTextContent,
.headerContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
.bodyContainer .mcnTextContent,
.bodyContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
.sidebarContainer .mcnTextContent,
.sidebarContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
.footerContainer .mcnTextContent,
.footerContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 115% !important;
}
}
</style></head>
<body leftmargin="0" marginwidth="0" topmargin="0" marginheight="0" offset="0" style="height: 100%; margin: 0; padding: 0; width: 100%; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f8f8f8;">
<center>
<table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; background-color: #f8f8f8;" bgcolor="#f8f8f8">
<tr>
<td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; border-top: 4px solid #202020;" width="100%" height="100%">
<!-- BEGIN TEMPLATE // -->
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<!-- BEGIN PREHEADER // -->
<table border="0" cellpadding="0" cellspacing="0" width="100%" id="templatePreheader" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f8f8f8; border-top: 0; border-bottom: 0;" bgcolor="#f8f8f8">
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table border="0" cellpadding="0" cellspacing="0" width="600" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tr>
<td valign="top" class="preheaderContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 10px; padding-bottom: 10px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody class="mcnTextBlockOuter">
<tr>
<td valign="top" class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;">
<!--[if mso]>
<table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
<tr>
<![endif]-->
<!--[if mso]>
<td valign="top" width="600" style="width:600px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" width="100%" class="mcnTextContentContainer">
<tbody><tr>
<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 12px; line-height: 125%; padding: 0px 18px 9px; text-align: left;" align="left">
<div style="text-align: center;"><em>"We have two lives, and the second one begins when we realize we only have one." -</em><em>Confucius</em></div>
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<![endif]-->
<!--[if mso]>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
<!-- // END PREHEADER -->
</td>
</tr>
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<!-- BEGIN HEADER // -->
<table border="0" cellpadding="0" cellspacing="0" width="100%" id="templateHeader" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #444444; border-top: 0; border-bottom: 0;" bgcolor="#444444">
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table border="0" cellpadding="0" cellspacing="0" width="600" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tr>
<td valign="top" class="headerContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 10px; padding-bottom: 10px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody class="mcnTextBlockOuter">
<tr>
<td valign="top" class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;">
<!--[if mso]>
<table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
<tr>
<![endif]-->
<!--[if mso]>
<td valign="top" width="600" style="width:600px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" width="100%" class="mcnTextContentContainer">
<tbody><tr>
<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #ffffff; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 15px; line-height: 150%; text-align: left; padding-top: 0; padding-right: 18px; padding-bottom: 9px; padding-left: 18px;" align="left">
<h1 class="null" style="display: block; margin: 0; padding: 0; font-family: 'Merriweather Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 32px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left; color: #ffffff;">{TITLE:10}</h1>
{SLOGAN:9}
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<![endif]-->
<!--[if mso]>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
<!-- // END HEADER -->
</td>
</tr>
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<!-- BEGIN COLUMNS // -->
<table border="0" cellpadding="0" cellspacing="0" width="100%" id="templateColumns" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #eeeeee; border-top: 0; border-bottom: 0;" bgcolor="#eeeeee">
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 10px; padding-bottom: 10px;">
<table border="0" cellpadding="0" cellspacing="0" width="600" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tr>
<td valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table align="right" border="0" cellpadding="0" cellspacing="0" width="380" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;">
<tr>
<td align="left" valign="top" class="columnsContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateColumn" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;">
<tr>
<td valign="top" class="bodyContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnCaptionBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tbody class="mcnCaptionBlockOuter">
<tr>
<td class="mcnCaptionBlockInner" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 9px;">
<table align="left" border="0" cellpadding="0" cellspacing="0" class="mcnCaptionBottomContent mcnBlockFloatLeft" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;">
<tbody><tr>
<td class="mcnCaptionBottomImageContent" align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0 9px 9px 9px;">
<img alt="" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/e9201308-646e-2d21-fd5f-5e12ab025747.png" width="344" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; vertical-align: bottom; max-width: 650px; border-radius: 1%;" class="mcnImage">
</td>
</tr>
<tr>
<td class="mcnTextContent" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left; padding: 0 9px 0 9px;" width="344" align="left">
<h3 style="display: block; margin: 0; padding: 0; font-family: Helvetica; font-size: 16px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left; color: #1381c0;">The Future of Housing in an Era of Low Birthrates</h3>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;">Everyone’s talking about the world's falling birth rate, but few are connecting the dots to real estate. Realtor.com recently pointed out that as fewer children are born, long-term housing demand could shift dramatically—a reversal from what we predicted before 2020, when growing population pressures made “buy now” the smart advice. It's still smart. Here's why...</p>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;"><strong>What does this demographic slowdown mean? Not much—yet. </strong>The real effects won’t be felt for another decade or more. Baby boomers still own much of the housing stock, and they’re not in a hurry to sell. The average 70-year-old homeowner might not pass on their home until their 80s or 90s.</p>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;"><strong>In the meantime, prices keep outpacing incomes. </strong>The $195,000 house with a $1,200 mortgage in 2000 could easily be $860,000 today. For a while, investors will have the upper hand in a strong rental market.</p>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;"><strong>Looking ahead,</strong> big cities will grow denser and more vertical. Condos and rentals in lifestyle-rich areas will stay hot commodities, while smaller towns may struggle as services consolidate elsewhere. Suburbs and year-round vacation markets could be the smart investments—especially for buyers who still believe in fundamentals: location, condition, and an exit plan.</p>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;"><strong>If you’re wondering where to buy now with 2035 in mind,</strong> focus on livable, amenity-rich areas. Whether it’s a condo that cash flows or a small home in an expanding suburb, one truth holds: housing markets evolve, but good fundamentals never go out of style. </p>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody>
</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;">
<tbody class="mcnDividerBlockOuter">
<tr>
<td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 2px 18px;">
<table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody><tr>
<td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<span></span>
</td>
</tr>
</tbody></table>
<!--
<td class="mcnDividerBlockInner" style="padding: 18px;">
<hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
<table align="left" border="0" cellpadding="0" cellspacing="0" width="200" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;">
<tr>
<td align="left" valign="top" class="columnsContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table align="right" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateColumn" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;">
<tr>
<td valign="top" class="sidebarContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody class="mcnTextBlockOuter">
<tr>
<td valign="top" class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;">
<!--[if mso]>
<table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
<tr>
<![endif]-->
<!--[if mso]>
<td valign="top" width="200" style="width:200px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" width="100%" class="mcnTextContentContainer">
<tbody><tr>
<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 13px; line-height: 150%; text-align: left; padding-top: 0; padding-right: 18px; padding-bottom: 9px; padding-left: 18px;" align="left">
<div align="center"><span style="color:#FF0000"><img align="MIDDLE" alt="{OWNERFIRST:4} {OWNERLAST:11}" class="mcnImage" data-file-id="4123549" height="" src="{OWNERIMG:12}" style="border: 0; vertical-align: bottom; display: block; border-radius: 6px; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 130px; height: auto;" width="130"></span></div>
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<![endif]-->
<!--[if mso]>
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<strong>{OWNERFIRST:4} {OWNERLAST:11}<br>
{PHONE:15}</strong>
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<td text-align="center" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><a href="{FACEBOOK:32}" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"><img align="center" data-file-id="6461156" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/62b95258-68ec-f349-c31b-7e9d357e57d6.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" width="24"></a> <a href="{TWITTER:35}" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"> <img align="center" data-file-id="6748048" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/6abc2b7b-40b9-b93f-b1c2-c605fc88fb1a.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px initial; width: 24px; margin: 1px; height: auto;" width="24"></a> <a href="{INSTAGRAM:34}" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"> <img align="center" data-file-id="6275825" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/4b1fcd3c-2c8a-791f-1f46-901453a37455.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" width="24"></a> <a href="{LINKEDIN:33}" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"><img align="center" data-file-id="6275829" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/b9df5a94-c51b-4522-48b1-3d7322690601.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" width="24"></a> <a href="{YOUTUBE:36}" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"><img align="center" data-file-id="6275837" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/fa05d76c-91d6-1cd7-7bb2-6b6d3c200ee6.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" width="24"></a></td>
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<tbody><tr>
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<span style="color:#696969"><em>{COMPANY:17}</em></span>
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<tbody class="mcnButtonBlockOuter">
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<td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 0; padding-right: 18px; padding-bottom: 18px; padding-left: 18px;" valign="top" align="center" class="mcnButtonBlockInner">
<table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnButtonContentContainer" style="mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border-radius: 17px; background-color: #343434; border-collapse: separate;" bgcolor="#343434">
<tbody>
<tr>
<td align="center" valign="middle" class="mcnButtonContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-family: Arial; font-size: 12px; padding: 11px;">
<a class="mcnButton " title="SEARCH HOMES" href="{WEBSITE:14}" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: normal; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #FFFFFF;">SEARCH HOMES</a>
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<tbody class="mcnButtonBlockOuter">
<tr>
<td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 0; padding-right: 18px; padding-bottom: 18px; padding-left: 18px;" valign="top" align="center" class="mcnButtonBlockInner">
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<tbody>
<tr>
<td align="center" valign="middle" class="mcnButtonContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-family: Arial; font-size: 12px; padding: 11px;">
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<tbody>
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<td align="center" valign="middle" class="mcnButtonContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-family: Arial; font-size: 12px; padding: 11px;">
<a class="mcnButton " title="ABOUT" href="{ABOUT:31}" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: normal; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #FFFFFF;">ABOUT</a>
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<!--[if mso]>
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<![endif]-->
<!--[if mso]>
<td valign="top" width="200" style="width:200px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" width="100%" class="mcnTextContentContainer">
<tbody><tr>
<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 13px; line-height: 150%; text-align: left; padding-top: 0; padding-right: 18px; padding-bottom: 9px; padding-left: 18px;" align="left">
<h3 class="null" style="display: block; margin: 0; padding: 0; font-family: Helvetica; font-size: 16px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: center; color: #1381c0;"><span style="font-size:15px">Retirement Calculator</span></h3>
<div style="text-align: center;">Use this handy calculator to help you do some rough calculations to help you meet your retirement goals.</div>
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<td align="center" valign="middle" class="mcnButtonContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-family: Arial; font-size: 12px; padding: 11px;">
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</td>
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<!-- // END COLUMNS -->
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<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table border="0" cellpadding="0" cellspacing="0" width="600" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
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<!--[if mso]>
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<tr>
<![endif]-->
<!--[if mso]>
<td valign="top" width="600" style="width:600px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" width="100%" class="mcnTextContentContainer">
<tbody><tr>
<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left; padding-top: 0; padding-right: 18px; padding-bottom: 9px; padding-left: 18px;" align="left">
<h2 class="null" style="display: block; margin: 0; padding: 0; font-family: 'Merriweather Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 17px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left; color: #202020;">REAL ESTATE ▪ FINANCE ▪ LIFESTYLE</h2>
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<![endif]-->
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<![endif]-->
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<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;" align="left">
<h3 class="null" style="display: block; margin: 0; padding: 0; font-family: Helvetica; font-size: 16px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left; color: #1381c0;">Dave Ramsey Blasts TikTok Real Estate Influencers Over Pushing Property Myths</h3>
Ramsey's right, whatever else you might think about his ideas, in this case he's right. Following property investment gurus online and then making decisions based on their algorithm-chasing hype is a sure way to waste time and money. Property investing is not passive (unless you go for a REIT or crowd share). Finding, evaluating, purchasing, repairing, renting, and managing take serious time and money. However, owning "extra" real estate can be a good addition to your investment portfolio, when done right, and there are ways to ease the process when working with a qualified real estate agent like me. Let's talk. {PHONE:15}
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<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;" align="left">
<h3 class="null" style="display: block; margin: 0; padding: 0; font-family: Helvetica; font-size: 16px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left; color: #1381c0;">Open or closed? Welcome or go away? What do you think?</h3>
Have you ever noticed how someone's front yard makes you feel? Invited in vs. don't bother me. Look at me vs. don't see me. Invitation only vs. come on in. Here's a front entryway I saw on the Dezeen site. What does it say to you? To me, it's definitely "invitation only," although the architect claims it says "welcome, I embrace you." <a href="https://www.dezeen.com/2025/08/21/patio-house-solum-coastal-home-sicily/" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;">Here's the link.</a>
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<h2 class="null" style="display: block; margin: 0; padding: 0; font-family: 'Merriweather Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 17px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left; color: #202020;">JUST FOR FUN</h2>
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<td class="mcnTextContent" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left; padding: 0 9px 0 9px;" width="564" align="left">
<h3 style="display: block; margin: 0; padding: 0; font-family: Helvetica; font-size: 16px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left; color: #1381c0;">Black Friday Shopping Word Search</h3>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;">Enjoy this fun puzzle. No login or registration needed. <a href="https://members.fastnewsletters.com/word-search-november-black-friday/" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;">Just click to play now</a>!</p>
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<a class="mcnButton " title="Get in Touch" href="mailto:{EMAIL:16}" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: normal; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #FFFFFF;">Get in Touch</a>
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<div align="center"><span style="color:#FF0000"><img align="CENTER" alt="Agent image." class="mcnImage" data-file-id="4123549" height="" src="{OWNERIMG:12}" style="vertical-align: bottom; display: block; border: 0px; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 110px; height: auto;" width="110"></span></div>
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<strong>{OWNERFIRST:4} {OWNERLAST:11}</strong><br>
<strong>{PHONE:15}</strong><br>
<a href="mailto:{EMAIL:16}" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;">{EMAIL:16}</a><br>
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{COMPANY:17}
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<table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody><tr>
<td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<span></span>
</td>
</tr>
</tbody></table>
<!--
<td class="mcnDividerBlockInner" style="padding: 18px;">
<hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
<!-- // END FOOTER -->
</td>
</tr>
</table>
<!-- // END TEMPLATE -->
</td>
</tr>
</table>
</center>
</body>
</html>
GRAPHIC
Copy the HTML code from above. Then paste it into the visual editor: https://html5-editor.net/. From there, “select all” to copy the visual. Then you can add it to Follow Up Boss or other systems that won’t allow HTML.