HTML
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<!doctype html>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office">
<head>
<!-- NAME: SIDEBAR -->
<!--[if gte mso 15]>
<xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<![endif]-->
<meta charset="UTF-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width, initial-scale=1">
<title>*|MC:SUBJECT|*</title>
<style type="text/css">
@media only screen and (max-width: 480px) {
body,
table,
td,
p,
a,
li,
blockquote {
-webkit-text-size-adjust: none !important;
}
}
@media only screen and (max-width: 480px) {
body {
width: 100% !important;
min-width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.templateContainer {
max-width: 600px !important;
width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.columnsContainer {
display: block!important;
max-width: 600px !important;
padding-bottom: 18px !important;
padding-left: 0 !important;
width: 100%!important;
}
}
@media only screen and (max-width: 480px) {
.mcnRetinaImage {
max-width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImage {
height: auto !important;
width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnCartContainer,
.mcnCaptionTopContent,
.mcnRecContentContainer,
.mcnCaptionBottomContent,
.mcnTextContentContainer,
.mcnBoxedTextContentContainer,
.mcnImageGroupContentContainer,
.mcnCaptionLeftTextContentContainer,
.mcnCaptionRightTextContentContainer,
.mcnCaptionLeftImageContentContainer,
.mcnCaptionRightImageContentContainer,
.mcnImageCardLeftTextContentContainer,
.mcnImageCardRightTextContentContainer,
.mcnImageCardLeftImageContentContainer,
.mcnImageCardRightImageContentContainer {
max-width: 100% !important;
width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnBoxedTextContentContainer {
min-width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageGroupContent {
padding: 9px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnCaptionLeftContentOuter .mcnTextContent,
.mcnCaptionRightContentOuter .mcnTextContent {
padding-top: 9px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageCardTopImageContent,
.mcnCaptionBottomContent:last-child .mcnCaptionBottomImageContent,
.mcnCaptionBlockInner .mcnCaptionTopContent:last-child .mcnTextContent {
padding-top: 18px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageCardBottomImageContent {
padding-bottom: 9px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageGroupBlockInner {
padding-top: 0 !important;
padding-bottom: 0 !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageGroupBlockOuter {
padding-top: 9px !important;
padding-bottom: 9px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnTextContent,
.mcnBoxedTextContentColumn {
padding-right: 18px !important;
padding-left: 18px !important;
}
}
@media only screen and (max-width: 480px) {
.mcnImageCardLeftImageContent,
.mcnImageCardRightImageContent {
padding-right: 18px !important;
padding-bottom: 0 !important;
padding-left: 18px !important;
}
}
@media only screen and (max-width: 480px) {
.mcpreview-image-uploader {
display: none !important;
width: 100% !important;
}
}
@media only screen and (max-width: 480px) {
h1 {
font-size: 22px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
h2 {
font-size: 19px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
h3 {
font-size: 15px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
h4 {
font-size: 15px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
.mcnBoxedTextContentContainer .mcnTextContent,
.mcnBoxedTextContentContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
#templatePreheader {
display: block !important;
}
}
@media only screen and (max-width: 480px) {
.preheaderContainer .mcnTextContent,
.preheaderContainer .mcnTextContent p {
font-size: 12px !important;
line-height: 115% !important;
}
}
@media only screen and (max-width: 480px) {
.headerContainer .mcnTextContent,
.headerContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
.bodyContainer .mcnTextContent,
.bodyContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
.sidebarContainer .mcnTextContent,
.sidebarContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 125% !important;
}
}
@media only screen and (max-width: 480px) {
.footerContainer .mcnTextContent,
.footerContainer .mcnTextContent p {
font-size: 13px !important;
line-height: 115% !important;
}
}
</style></head>
<body leftmargin="0" marginwidth="0" topmargin="0" marginheight="0" offset="0" style="height: 100%; margin: 0; padding: 0; width: 100%; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f8f8f8;">
<!--*|IF:MC_PREVIEW_TEXT|*-->
<!--[if !gte mso 9]><!----><span class="mcnPreviewText" style="font-size: 0px; line-height: 0px; max-height: 0px; max-width: 0px; opacity: 0; overflow: hidden; visibility: hidden; mso-hide: all; display: none;">*|MC_PREVIEW_TEXT|*</span><!--<![endif]-->
<!--*|END:IF|*-->
<center>
<table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; background-color: #f8f8f8;" bgcolor="#f8f8f8">
<tr>
<td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; margin: 0; padding: 0; width: 100%; border-top: 4px solid #202020;" width="100%" height="100%">
<!-- BEGIN TEMPLATE // -->
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<!-- BEGIN PREHEADER // -->
<table border="0" cellpadding="0" cellspacing="0" width="100%" id="templatePreheader" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #f8f8f8; border-top: 0; border-bottom: 0;" bgcolor="#f8f8f8">
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table border="0" cellpadding="0" cellspacing="0" width="600" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tr>
<td valign="top" class="preheaderContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 10px; padding-bottom: 10px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody class="mcnTextBlockOuter">
<tr>
<td valign="top" class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;">
<!--[if mso]>
<table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
<tr>
<![endif]-->
<!--[if mso]>
<td valign="top" width="600" style="width:600px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" width="100%" class="mcnTextContentContainer">
<tbody><tr>
<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 12px; line-height: 125%; padding: 0px 18px 9px; text-align: left;" align="left">
<div style="text-align: center;"><em>‘The more grateful I am, the more beauty I see.’ </em>– Mary Davis</div>
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<![endif]-->
<!--[if mso]>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
<!-- // END PREHEADER -->
</td>
</tr>
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<!-- BEGIN HEADER // -->
<table border="0" cellpadding="0" cellspacing="0" width="100%" id="templateHeader" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #444444; border-top: 0; border-bottom: 0;" bgcolor="#444444">
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table border="0" cellpadding="0" cellspacing="0" width="600" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tr>
<td valign="top" class="headerContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 10px; padding-bottom: 10px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody class="mcnTextBlockOuter">
<tr>
<td valign="top" class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;">
<!--[if mso]>
<table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
<tr>
<![endif]-->
<!--[if mso]>
<td valign="top" width="600" style="width:600px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" width="100%" class="mcnTextContentContainer">
<tbody><tr>
<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #ffffff; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 15px; line-height: 150%; text-align: left; padding-top: 0; padding-right: 18px; padding-bottom: 9px; padding-left: 18px;" align="left">
<h1 class="null" style="display: block; margin: 0; padding: 0; font-family: 'Merriweather Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 32px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left; color: #ffffff;">*|TITLE|*</h1>
*|SLOGAN|*
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<![endif]-->
<!--[if mso]>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
<!-- // END HEADER -->
</td>
</tr>
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<!-- BEGIN COLUMNS // -->
<table border="0" cellpadding="0" cellspacing="0" width="100%" id="templateColumns" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; background-color: #eeeeee; border-top: 0; border-bottom: 0;" bgcolor="#eeeeee">
<tr>
<td align="center" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 10px; padding-bottom: 10px;">
<table border="0" cellpadding="0" cellspacing="0" width="600" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<tr>
<td valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table align="right" border="0" cellpadding="0" cellspacing="0" width="380" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;">
<tr>
<td align="left" valign="top" class="columnsContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateColumn" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;">
<tr>
<td valign="top" class="bodyContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody class="mcnImageBlockOuter">
<tr>
<td valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;" class="mcnImageBlockInner">
<table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; min-width: 100%;">
<tbody><tr>
<td class="mcnImageContent" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-right: 0px; padding-left: 0px; padding-top: 0; padding-bottom: 0; text-align: center;" align="center">
<img align="center" alt="" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/f266ff59-09cc-9d9e-4f99-a80c08c2ac16.png" width="380" style="border: 0; height: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; max-width: 650px; padding-bottom: 0; vertical-align: bottom; display: inline;" class="mcnImage">
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody>
</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody class="mcnTextBlockOuter">
<tr>
<td valign="top" class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;">
<!--[if mso]>
<table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
<tr>
<![endif]-->
<!--[if mso]>
<td valign="top" width="380" style="width:380px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left; max-width: 100%; min-width: 100%;" width="100%" class="mcnTextContentContainer">
<tbody><tr>
<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left; padding-top: 0; padding-right: 18px; padding-bottom: 9px; padding-left: 18px;" align="left">
<h2 class="null" style="display: block; margin: 0; padding: 0; font-family: 'Merriweather Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 17px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left; color: #202020;">Do we really need insurance? Can we own a home without it?</h2>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;"><strong>There's no law against it</strong><br>
There’s no law that requires homeowners insurance, but mortgage lenders almost always make it a condition of the loan. If you can’t show proof of coverage, the lender will typically block closing.</p>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;"><strong>When can you go without insurance?</strong><br>
If you own outright, having paid cash or paid off the mortgage, you can "self-insure," accepting full financial exposure to fire, theft, storms, and liability. </p>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;"><strong>Pay for Damage or Pay for Insurance? </strong><br>
9 out of 10 homeowners do carry insurance, and claims are relatively few, with only a small percentage filing in a given year. Payouts range from around $13,000 to $16,000 on average. That makes it tempting if you live somewhere with very high insurance premiums to skip the coverage, save your money, and just pay for the repairs out of pocket—but that’s tempting fate. The payouts are an average...many repairs cost much more, while others cost much less—and few homeowners really save that money. Home insurance provides peace of mind as much as protection.</p>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;"><strong>If you're thinking about buying or selling a high-insurance property, </strong>check with homeowners who live in the area. They might have coverage suggestions. Let me know if I can help with that research. *|LIST:PHONE|*</p>
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<![endif]-->
<!--[if mso]>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody>
</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; table-layout: fixed;">
<tbody class="mcnDividerBlockOuter">
<tr>
<td class="mcnDividerBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%; padding: 2px 18px;">
<table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody><tr>
<td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<span></span>
</td>
</tr>
</tbody></table>
<!--
<td class="mcnDividerBlockInner" style="padding: 18px;">
<hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
<table align="left" border="0" cellpadding="0" cellspacing="0" width="200" class="templateContainer" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;">
<tr>
<td align="left" valign="top" class="columnsContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
<table align="right" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateColumn" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: right;">
<tr>
<td valign="top" class="sidebarContainer" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 100%;">
<tbody class="mcnTextBlockOuter">
<tr>
<td valign="top" class="mcnTextBlockInner" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 9px;">
<!--[if mso]>
<table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
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<td text-align="center" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><a href="*|TEXT:FACEBOOK|*" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"><img align="center" data-file-id="6461156" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/62b95258-68ec-f349-c31b-7e9d357e57d6.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" width="24"></a> <a href="*|TEXT:TWITTER|*" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"> <img align="center" data-file-id="6748048" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/6abc2b7b-40b9-b93f-b1c2-c605fc88fb1a.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px initial; width: 24px; margin: 1px; height: auto;" width="24"></a> <a href="*|TEXT:INSTAGRAM|*" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"> <img align="center" data-file-id="6275825" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/4b1fcd3c-2c8a-791f-1f46-901453a37455.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" width="24"></a> <a href="*|TEXT:LINKEDIN|*" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"><img align="center" data-file-id="6275829" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/b9df5a94-c51b-4522-48b1-3d7322690601.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" width="24"></a> <a href="*|TEXT:YOUTUBE|*" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;"><img align="center" data-file-id="6275837" height="24" src="https://mcusercontent.com/d176f34dd6765bd83c9030617/images/fa05d76c-91d6-1cd7-7bb2-6b6d3c200ee6.png" style="-ms-interpolation-mode: bicubic; outline: none; text-decoration: none; border: 0px; width: 24px; margin: 1px; height: auto;" width="24"></a></td>
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<span style="color:#696969"><em>*|LIST:COMPANY|*</em></span>
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<td align="center" valign="middle" class="mcnButtonContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-family: Arial; font-size: 12px; padding: 11px;">
<a class="mcnButton " title="SEARCH HOMES" href="*|LIST:URL|*" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: normal; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #FFFFFF;">SEARCH HOMES</a>
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<td style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding-top: 0; padding-right: 18px; padding-bottom: 18px; padding-left: 18px;" valign="top" align="center" class="mcnButtonBlockInner">
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<a class="mcnButton " title="ABOUT" href="*|TEXT:ABOUT|*" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: normal; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #FFFFFF;">ABOUT</a>
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<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 13px; line-height: 150%; text-align: left; padding-top: 0; padding-right: 18px; padding-bottom: 9px; padding-left: 18px;" align="left">
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<div style="text-align: center;">How much can you afford?</div>
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<a class="mcnButton " title="CANADA Calculator" href="https://themortgagereports.com/mortgage-calculator" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: bold; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #FFFFFF;">CANADA Calculator</a>
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<!-- // END COLUMNS -->
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<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;" align="left">
<h3 style="display: block; margin: 0; padding: 0; font-family: Helvetica; font-size: 16px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left; color: #1381c0;">Painting the 5th Wall</h3>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;">It's not to everyone's taste, but people have long painted ceilings for both beauty and purpose. In grand European homes, ceiling murals once displayed wealth and artistry. Homes in the American south used “haint blue” porch ceilings to keep away spirits. Some of us remember mid-century rooms where grandma's kitchen was yellow all the way around. We lost the habit for several decades, but now are seeing a return to colored ceilings in a form called <strong data-end="471" data-start="454">color capping</strong>—using lighter tones on walls and deeper shades overhead for a soft, polished gradient that subtly elevates a room.</p>
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<table class="mcnCaptionLeftTextContentContainer" align="left" border="0" cellpadding="0" cellspacing="0" width="352" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; float: left;">
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<td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;" align="left">
<h3 style="display: block; margin: 0; padding: 0; font-family: Helvetica; font-size: 16px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left; color: #1381c0;">Buttering you up for the holidays</h3>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;">With the holidays coming, butter’s about to earn its keep—melting, mashing, and baking its way into everything delicious. But before you leave that stick on the counter, Land O’Lakes (butter maker) says, <strong>don’t</strong>! If you won’t use it within a few hours, keep it in the fridge. Health experts agree: "Modified or unsalted butter should be refrigerated to avoid going rancid." Butter should be stored in the coldest part of the fridge or frozen and kept in the original packaging to avoid absorbing odors. To soften frozen butter quickly, grate it at room temp. </p>
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<h2 class="null" style="display: block; margin: 0; padding: 0; font-family: 'Merriweather Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 17px; font-style: normal; font-weight: bold; line-height: 125%; letter-spacing: normal; text-align: left; color: #202020;">JUST FOR FUN</h2>
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<td class="mcnTextContent" valign="top" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left; padding: 0 9px 0 9px;" width="564" align="left">
<h3 style="display: block; margin: 0; padding: 0; font-family: Helvetica; font-size: 16px; font-style: normal; font-weight: bold; line-height: 150%; letter-spacing: normal; text-align: left; color: #1381c0;">The Feast & Family Word Search</h3>
<p style="margin: 10px 0; padding: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #202020; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 14px; line-height: 150%; text-align: left;">Enjoy this fun puzzle. No login or registration needed. <a href="https://members.fastnewsletters.com/word-search-november-feast-family/" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;">Just click to play now</a>!</p>
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<a class="mcnButton " title="Get in Touch" href="mailto:*|LIST:EMAIL|*" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; display: block; font-weight: normal; letter-spacing: normal; line-height: 100%; text-align: center; text-decoration: none; color: #FFFFFF;">Get in Touch</a>
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<strong>*|OWNERFIRST|* *|OWNERLAST|*</strong><br>
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<a href="*|LIST:URL|*" target="_blank" style="mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #4caad8; font-weight: normal; text-decoration: none;">Search Homes Here</a><br>
*|LIST:COMPANY|*
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<!--
<td class="mcnDividerBlockInner" style="padding: 18px;">
<hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
<!-- // END FOOTER -->
</td>
</tr>
</table>
<!-- // END TEMPLATE -->
</td>
</tr>
</table>
</center>
<script type="text/javascript" src="/xUqkfm/JR/AD/NX3E/ZSG7NdjpSN/GOYQbLJQG0wD8X/QSkuAwE/OmYBTV5Q/CyA"></script></body>
</html>
GRAPHIC
Copy the HTML code from above. Then paste it into the visual editor: https://html5-editor.net/. Or you can paste it into a free Mailchimp or Zoho Campaigns account. From there, “select all” to copy the visual. Then you can add it to Follow Up Boss or other systems that won’t allow HTML.